The Consultation
Your free consultation will be scheduled at a time of your choice, and all you'll need to have available is basic information, so I can give a credible evaluation of your situation and make recommendations.
Here is what you need available for our initial consultation:
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Most recent mortgage statement
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Most recent pay stub(s)
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Last two years W2's or 1099's
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Business owners - last 12 months bank statements
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How much your Homeowners Insurance annual premium is
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Credit card debt – list each cards current balance and credit limit
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A copy of your FREE annual Credit Report (Equifax, Experian or TransUnion)
Pulling your credit at this point won't be necessary, as the information you have supplied will be adequate enough to give a credible quote. If you decide to move forward, then we will validate information, complete an application and pull credit.